Bagaimana Melaporkan Akun Scammer/Penipu dan Mengajukan Pembekuan Rekening via IASC OJK
QA Engineer
admin · Okt 29, 2025

Bagaimana Melaporkan Akun Scammer/Penipu dan Mengajukan Pembekuan Rekening via IASC OJK

Audience Segment: Retail Customer | Problem: Penipuan transfer ke rekening scammer

​Ketika Anda menemukan diri Anda sebagai korban penipuan perbankan dan telah mentransfer dana ke rekening penipu, rasa panik adalah wajar. Meskipun peluang uang kembali seringkali kecil, ada langkah proaktif dan krusial yang bisa Anda lakukan: mengajukan Pembekuan rekening penipu. Langkah ini, yang didukung oleh Laporan OJK melalui Satuan Tugas Anti Scam (IASC), adalah solusi nyata untuk memutus rantai kejahatan finansial.

​IASC (Satuan Tugas Anti Scam): IASC OJK berfungsi sebagai koordinator antara korban, bank, dan penegak hukum untuk memproses pemblokiran rekening penipu secara efisien. [Kunjungi IASC OJK di sini: https://iasc.ojk.go.id/about-us]

3 Key Solution Steps: Account Freezing

​To successfully request the freezing of a scammer's account, follow these three procedural steps in sequence:

  • Report to the Bank (Emergency Action)
    • Action: Contact your bank's Call Center immediately.
    • ​Goal: Provide official notification that the transaction you performed was fraudulent.

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  • Police Report (Legal Basis for Blocking)
    • ​Action: Go to the nearest police station and file an official Police Report (LP).
    • ​Goal: Obtain an Official Police Report Certificate. This document is mandatory to initiate the blocking process.

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  • Account Freezing via IASC/OJK
    • Action: Use the IASC/OJK platform (including the Investment Alert Task Force - SWI) and submit your report, attaching a copy of the Police Report from Step 2.
    • ​Goal: IASC will forward the account freezing request to the scammer's destination bank with strong legal basis.

Protect Yourself: Always verify the destination account, be suspicious of unreasonable promises or prizes, and remember: no bank or authority will ever ask for your password or PIN.

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